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Now we suddenly find our our credit score is abysmal, apparently for no other reason than we're young, don't have enough debt, and have been financially responsible enough to live without a credit card. Now our number is so low we can't even get cell phones. We pay all our f*&@#ing bills every month, on time or earlier. I am sick and tired of being penalized for attempting to be a respectable citizen. The message I seem to be getting from all these obstacles is that the ideal American will not move from state to state, will have at least five credit cards, run up enough debt to leave his grandchildren destitute, not integrate any of his affairs with those of his spouse, and not leave his parents until the age of thirty-five. While perhaps typical, I didn't suppose it was desirable.
Our entire family has been diagnosed with acute cases of compliance fatigue in the past. I think I'm having a flare up.
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